Thursday, March 6, 2014

Wayne does the worrying

So in general I would say that I'm a pretty laid back and care free person. I live my life and don't worry about things much. But there is one thing that I come back to again and again. Health insurance.

I don't understand health insurance much. I haven't been to the doctor in 5? years. But I know you are supposed to have it. And I know the main way to have it is to have a big kid office job and have them pay for it. So here I am and I have my fancy job and it gives me insurance (that I don't use, but you're supposed to have it, so all clear). The problem though, my insurance covers me, but not my wife. Right now she is covered on her parents' insurance, but we are rapidly getting to the age where we can't do that anymore.

So then I start to wonder how we will do that. I could get it through work, but apparently if I did that it would be like $10,000 a year. Which is equivalent to 50% of our other yearly living expenses. I don't know what most people spend a year to be alive, but $10k a year to be covered in case you go to the doctor seems ridiculous. Especially when you are young and don't go.

Pretty sure I make too much to get the new government healthcare stuff, which is kind of lame because I'm pretty sure Amy is in the income bracket where she would be covered just fine by it.

So anyway, health insurance is dumb and it is basically the only expense in my life that I don't have a grasp on. And I don't like it.

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